Illustrative values only. The starting numbers below are a hypothetical example — they are not JASKO's actual operating costs or rates. Replace them with your own. One exception: the diesel price is pre-filled with the current U.S. EIA national average — $6.28/gal, week of Oct 19, 2026 — change it to what you actually pay. Method: cash-flow break-even — loan and lease payments are included as costs.
A. Truck Operations
Your miles and rate for the selected period. The rate is your all-in gross rate per loaded mile, including any fuel surcharge.
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B. Fixed Operating Expenses
Loan/lease payments, insurance, and other recurring costs. Each row carries its own period — weekly and annual entries are converted correctly (52 weeks / 12 months per year).
Total fixed expenses for the period: —
C. Variable Operating Expenses
Costs that move with the truck. Diesel is calculated from your miles, MPG, and fuel price — never enter it twice.
Driver compensation
Reefer & revenue fees
D. Profit & Pay Targets
Optional. A target profit shows the rate you need to hit it. An owner-operator pay target keeps your own labor from being mistaken for business profit — the calculator shows the revenue needed to cover both.
Monthly Profitability
Live results — cash-flow basis, percentage fees applied to gross revenue.
Break-even rate — per loaded mile
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All-in rate you must average to cover every cost
Cost / total mile (excl. % fees)
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Fixed + mileage-based, before revenue fees
Break-even revenue needed
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Per period
Projected gross revenue
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At your average rate
Projected profit
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After all percentage fees
Profit Simulator — the Rate Slider
Move the all-in rate and watch the profit. Every other number on the page stays yours.
Rate: $2.75 / loaded mile
Projected profit: —
Where the Money Goes
Every operating dollar in this scenario, itemized.
| Expense | $ / period | Share |
|---|
Sensitivities & Scenarios
Same truck, changed conditions.
Disclaimer. This calculator provides estimates based solely on the numbers you enter. Results do not guarantee actual profit, do not represent JASKO's freight rates, costs, or compensation, and are not an offer of employment or contract. Consult your own accountant or advisor for decisions about your business. Your inputs never leave your browser — no account, no database, no tracking of entered figures.
JASKO Enterprises, Inc. · MC 461470 · Buckeye, Arizona · Calculator Rev. 2026-10-25
